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Bizwiki’s CTA Does Byte Night to Help Homeless Youth


ByteNight UK

Byte Night UK is less than 2 weeks away and the main chief technical architect behind Bizwiki, Keith Hinde, is taking up the challenge to sleep rough in order to help raise awareness and funds to tackle youth homelessness and give at risk teenagers help and security.

Youth Homelessness Statistics

Although official local council figures are lower (England: 15,000 homeless youth in 2013 / Scotland: 12,000 homeless youth in 2011/12), according to Action for Children many homeless youths do not register, and an estimated 80,000 young people a year experience homelessness in the UK – leaving them vulnerable to violence, mental health problems and addiction. Byte Night raises money for Action for Children services that work with young people who are homeless or at risk of becoming homeless.

Why Sleep Rough

In his own words, Keith tells us why he’s willing to brave a chilly October night out in the open:

“Byte Night” has been a fund-raising event I’ve wanted to be involved with for some time and I’m very pleased to be taking part this year. It has always seemed a great event to both help some of the UK’s most vulnerable young people and help get the mission of Action for Children out there to a wider audience.

Growing up I feel I was very fortunate: a loving home and stable family. I never had to worry about violence at home, abuse of any kind, poverty, where I would sleep or indeed where my next meal would come from - these things I could (and did) take for granted. Thousands of young people in the UK are not so fortunate: they find themselves in desperate need and awful situations, often out on the street at one of most crucial times of their lives.

For almost 150 years Action for Children have made it their mission to help these young people in any way they can. My night sleeping out is nothing compared to the hardships they suffer, but I hope the efforts of everyone sleeping out on the 3rd October can go some way to help Action for Children in their mission.”

What is Byte Night

Byte Night started 16 years ago when 30 individuals from the IT industry slept out and raised £35,000. Byte Night is now the leading charity event for individuals and teams from the IT, technology and business sectors and the UK’s largest charity sleep out with more than 1400 sleepers who in 2013 raised over £1 million.

This year Byte Night will take place in 8 locations around the UK on Friday October 3rd and Keith will be one of them.

Get Involved

If you want to help Keith raise funds for this incredibly important cause you can donate to his JustGiving page here.

To find out more about the Byte Night event,  what it’s in aide of and how you can also get involved, have a look at the Byte Night website and Facebook page, or watch this video of Holly, a teenage girl that Action for Children was able to help get off the streets thanks to the support of caring individuals like Keith and you.

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Buying or Selling a Business in the U.S.


Whether you are in the position of selling or acquiring a business, it is important that you are familiar with the relevant laws. Laws governing human resources, federal income tax payments and corporate management can all have an impact on the acquisition process. Here are some of the most relevant U.S. laws that you should understand before purchasing or selling a business.

Export Control Laws

Depending on the nature of your business, you may be governed by certain export control laws. Export control laws are administered by the Department of State and Bureau of Industry and Security. If you sell products to the military or foreign governments, you may find that your business is subject to acting in accordance with stringent export control regulations.

In the event that a foreign company is acquiring a U.S.-based business, you should also be familiar with the export control laws of the foreign company’s homeland. Export control laws may have a significant impact on the products that you are able to sell to other countries.

The Acquisition Agreement

If you are proceeding with the acquisition of a company, you will need to draft an acquisition agreement. The two forms of an acquisition agreement are an asset purchase agreement or entity purchase agreement. In a purchase agreement, the new owner will acquire all of the stock of the old business. In an asset agreement, the new owner will purchase all of the property of the old business. Many owners prefer to use an asset agreement so that they can obtain total control over the old business.

The asset agreement may also have favorable tax implications for a buyer. A buyer will be able to take advantage of the depreciation of assets as soon as the asset agreement is completed.

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How Mobile Devices are Changing E-commerce in the UK


According to the data revealed by multiple studies, the switch to mobile e-commerce is already a well-defined global trend. For example, an April 2013 survey carried out by eMarketer showed that in the United States, online shopping using mobile devices is quickly taking over the US online retail industry. According to this survey, approximately 15 per cent of all online transactions are performed using a mobile device (mainly tablet PCs). This means that mobile-based e-commerce generates more than $39 million a year, a figure that is 50 per cent higher than in 2012.

Europe is not lagging behind, as the EU has been considered the world’s largest e-commerce market for several years. In 2013, more than €363 billion were generated via online shopping in the Eurozone, and in fact, the online retail industry accounts for 2.2 per cent of the EU’s gross domestic product.

E-commerce is also booming in the Asia-Pacific region, mainly as a result of the huge growth levels of populous countries like China or India. Online retail in this part of the world is actually growing faster than in Europe, and in 2013 total sales in Asia amounted to more than €406 billion. Asian e-shoppers are also developing a strong preference for mobile devices, particularly in China, where nearly 70 per cent of shoppers use their smartphones to shop online.

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How Mobile Devices Are Changing the Shopping Experience in the U.S.


According to the data revealed by multiple studies, the switch to mobile e-commerce is already a well-defined global trend. For example, an April 2013 survey carried out by eMarketer showed that in the United States, online shopping using mobile devices is quickly taking over the US online retail industry. According to this survey, approximately 15 per cent of all online transactions are performed using a mobile device (mainly tablet PCs). This means that mobile-based e-commerce generates more than $39 million a year, a figure that is 50 per cent higher than in 2012.

Europe is not lagging behind, as the EU has been considered the world’s largest e-commerce market for several years. In 2013, more than €363 billion were generated via online shopping in the Eurozone, and in fact, the online retail industry accounts for 2.2 per cent of the EU’s gross domestic product.

E-commerce is also booming in the Asia-Pacific region, mainly as a result of the huge growth levels of populous countries like China or India. Online retail in this part of the world is actually growing faster than in Europe, and in 2013 total sales in Asia amounted to more than €406 billion. Asian e-shoppers are also developing a strong preference for mobile devices, particularly in China, where nearly 70 per cent of shoppers use their smartphones to shop online.

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The Top Internet-Based Industries in the U.K.


There is no doubt that the Internet has revolutionised the global economy. Internet-based technologies have clearly contributed to the expansion of globalisation and have opened a wide range of previously inexistent opportunities for both business owners and consumers. In barely two decades, the global economy has been profoundly transformed by new and powerful technologies, and this has had an impact on a large number of industry sub-sectors. Internet-based industries are certainly alive and kicking in the United Kingdom, and the opportunities for development are far from exhausted. This post will look at the top Internet-based industries in the UK and their most recent performance.

E-commerce

E-commerce and Internet technologies go hand in hand. This sector has grown enormously over the past few years, and there are now dozens of online retailers that are clearly successful and generate millions of pounds in revenues every year. According to an article published by The Guardian, the British Internet industry contributes more than £100 billion to the country’s economy (accounting for nearly 9 per cent of the UK’s total GDP), and the sales figures keep rising. In fact, when per capita expenditure is taken into consideration, the UK’s e-commerce industry is the world’s largest. British consumers spend up to 5 times more shopping online than in store, and in 2013 the average UK shopper spent over £1,200 in online purchases.

E-commerce has survived the crash of the dot-com bubble and has particularly benefited from the development of mobile technologies. A recent Interactive Media in Retail Group / Capgemini report has shown that m-retail sales figures increased by a staggering 138 per cent in 2012, generating revenues that were in excess of £3 billion. The past year has seen such a large increase in m-commerce sales figures that online retailer John Lewis has gone as far as coining the expression “mobile Christmas”.

The booming sales do not only correspond to businesses that are exclusively run online, since traditional retailers have also jumped on the e-commerce wagon and are now seeing obvious benefits. Click and collect schemes have been incredibly successful, partly because they combine the best of both worlds. It can be said that UK consumers have the world at their fingertips thanks to e-commerce.

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The Top Internet-Based Industries in the U.S.


The Internet has opened up expansive opportunities for businesses in the U.S. By developing a website or taking advantage of social media, a business can quickly soar to success. Certain Internet industries hold great promise in the U.S., and a few examples include the development of consulting firms, freelance writing agencies, tutoring firms, legal services and more. Here is an in-depth look at the top web-based industries in the U.S.

Consulting Firms

Online consulting is an industry that has taken the U.S. by storm in recent years. Individuals in virtually any field can become consultants by starting a website. One can take all of his or her knowledge gained from a particular industry to start his or her own consulting business. There are numerous free blog and website makers available on the Internet to help an individual start a consulting firm with little capital.

Green Energy Companies

The Internet now provides small businesses with an opportunity to provide additional services that may have not been otherwise offered. The local plumbing or appliance repair company may decide to provide energy consulting appointments to homeowners. The Internet provides these companies with a powerful platform to advertise additional services. Homeowners can now set up online appointments for energy consulting services. With energy consulting services, homeowners are able to decrease their monthly utility costs.

Freelance Writing, Editing and Publishing Firms

Another top Internet industry consists of the many freelance writing, editing and publishing companies that operate solely online. Through these types of services, businesses are able to order content on demand. Individuals can receive professional assessments of a novel, white paper or other publication that they have produced. Also, individuals from all backgrounds can become freelance writers and editors. An individual does not need to have a full-time career at a major magazine or a B.A. in English in order to become a freelance writer. Those who want to try their hand at writing or simply enjoy the activity can take advantage of the opportunities to create content through online firms. Online firms can also bank on the decreased costs of hiring freelance writers on an independent contractual basis.

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Rules and Regulations Concerning E-Commerce in the U.S.


Before you begin selling products online, it is important that you are aware of the plethora of rules and regulations impacting e-commerce in the U.S. Laws currently govern e-commerce issues like the protection of consumers’ privacy, online advertising and marketing, copyright, contract requirements, terms and conditions and the collection of sales tax online. Violating one of the many e-commerce rules could subject your business to civil penalties or even criminal sanctions. Here is a brief overview of the e-commerce laws that you need to know in the U.S.


Consumer Privacy

Because businesses often handle sensitive consumer information to facilitate a transaction, such as credit card or social security numbers, it is vital that businesses have strong protections in place for this information. The Federal Trade Commission (FTC) is responsible for the enforcement of privacy matters. Businesses have a responsibility to take steps to protect this data. These steps may entail investing in software that encrypts and stores consumer data. All e-commerce business owners should ensure that a privacy policy is posted in a public area on the e-commerce website. The privacy policy should provide consumers with an overview of how their data is collected, used and viewed.

E-commerce business owners should be familiar with PCI compliance and its role in storing and processing credit card data. The Payment Card Industry (PCI) Data Security Standard (DSS) is an important standard that sets the measures that must be taken to ensure consumer financial data security.

Collection of Taxes

Online businesses are subject to tax laws. If a business maintains a physical presence in a state, then it must collect state and local sales tax from customers. Businesses that do not maintain a physical presence in a state will not have to impose a state or local sales tax on individuals. Certain states do not have a sales tax, so e-commerce business owner may want consider operating out of these states. States without a sales tax are Hawaii, Delaware, Alaska, New Hampshire, Oregon and Montana. Also, some states provide tax exemptions for certain types of items. Business owners may want to familiarize themselves with tax exemptions to see whether any apply to the products that they sell.

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The Internet Continues to Transform the Way we do Business


The Internet is continuing to change the way business is done and has truly transformed the nature of business in the country, giving even local companies the chance of a global presence on a level playing-field. Sites like Bizwiki can be a useful way for companies and non-profit organisations to provide information to local customers and obtain some free advertising, but can also provide a platform for companies to present themselves to a far wider audience.

The appearance of the Internet has brought about some wide-ranging changes to business practices and to the way consumers go about making their purchases. The scope of these changes is incredibly varied, so in this post we have summarised the key ways in which the Internet continues to transform business and the economy in the UK.

Opening up the possibility to participate in a truly global economy

According to historians, 5,000 years ago, three quarters of all trade and commerce took place within a 12-mile radius. As trains, steamships, and planes began to be used as part of the world’s distribution network, the possibility of reaching consumers on the other side of the world became more real.

However, the true global global commerce revolution did not appear until Internet technologies were applied to business. The development of e-commerce allows UK businesses to reach a potential customer base of millions of people, regardless of their size or location. In fact, e-commerce is currently Europe’s fastest-growing retail sub-sector, with the UK online market dominating the continent’s online sales. In 2013, online sales in the UK amounted to £38.8 billion, which represent a 16.8 per cent increase over the previous year.

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Changes to how SME’s Advertise Online in the UK


Advertising is a fundamental aspect of business management, as no company would survive without some form of advertising, regardless of its size or location. The digital era we live in has brought about a number of significant changes to the world of corporate advertising, as marketers are increasingly moving away from traditional advertising methods and give preference to digital options. In this article we take a detailed look at how UK-based small and medium-sized companies advertise online and at the digital strategies that they use to sell their products and services. 

SMEs and online advertising: the latest general trends

It is evident that when it comes to online advertising, British companies have come a long way over the past few years. A 2011 study carried out by the Internet Advertising Bureau found that only three years ago, companies devoted £1 out of every £4 to their online advertising budget. Today, this figure is close to 30 per cent of the average advertising budget. The most recent data show that there are still many small and medium-sized companies that spend considerably less than 25 per cent of their marketing budget on online advertising, but far from being a negative point, this figure itself is a good indicator of how quickly digital advertising is taking over traditional advertising methods.

The unstoppable rise of mobile advertising

PricewaterhouseCoopers and the Internet Advertising Bureau have published the latest research findings on how small and medium-sized enterprises in the UK are using online advertising. The report dates from April 2014 and examines the strategies used by British companies during the previous year. One of the most significant trends evident in this report involves the unstoppable rise of mobile advertising, as expenditure in this area has grown by 50 per cent and now exceeds the £1 billion mark. The report also indicates that mobile advertising currently accounts for more than 35 per cent of all digital and social media advertising. The most remarkable growth has been experienced in the tablet-optimised advertising sub-sector, which grew by an astonishing 400 per cent during 2013. British SMEs went from spending £6.8 million in tablet advertising during 2012 to investing nearly £35 million in 2013.

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What will changes to credit card chip and PIN services in the US mean for businesses?


In 2015, major credit cards will begin to utilize chip-and-pin technology instead of black magnetic strips. Current credit cards in America use technology that is a minefield for hackers and easy to access. The new cards that will be introduced in 2015 feature a microchip that makes it extremely difficult for hackers to access. Every time a consumer uses a credit card, he or she will simply need to swipe and enter a PIN number.

 

New PIN Technology

 

With the new technology, staff members will not physically handle one’s credit card. When a staff member handles a credit card, he or she has the opportunity to write down a credit card number or make additional purchases with a card. The new technology allows customers to maintain control of the credit card.

 

Implementation of the Credit CARD Act

 

The Credit CARD Act will call for the new technology changes in 2015. Businesses will also be impacted by other aspects of the Act. For example, businesses will be restricted in the fees that they can charge for accepting credit cards. The new law requires that businesses charge “reasonable” fees for processing credit card transactions.

 

Other Effects on Businesses

 

Under the Credit CARD Act, businesses will need to invest in new equipment to be able to process credit cards. The new equipment may cost hundreds or thousands of dollars. Without the equipment, businesses will be unable to process credit cards in 2015.

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